Financial Regulatory & Technology

Technology has changed the financial sector, including the previously existing license requirements and prohibitions for banking, intermediation, consumer credit and insurance. Instead, digital activities such as payment and crypto processing services have also been brought under licensing requirements, even when the cash equivalent was (or is) allowed.

Our Financial Regulatory Team helps both commercial and financial institutions determine which rules apply and discern the best solution for the activities planned (or outsource to specialist service providers to avoid gaining a regulated status). We help licensed institutions interact with supervisory authorities (Autoriteit Financiële Markten, "AFM" and De Nederlandsche Bank, "DNB") and with compliance on AML or sanctions screening, outsourcing arrangements, conducting business regulations (complying with duty of care obligations with the aid of AI) or in the context of acquisitions.