Roel's area of expertise is prudential supervision: the branch of law concerned with overseeing the solidity of financial institutions. Specifically, his specialisation is the supervision of banks and insurance companies. These institutions are subject to various government-mandated standards that are designed to ensure their stability: standards that the financial institutions must satisfy when they first enter the market, in the normal course of their business and when they encounter difficulties – individually or as a group. Roel is an expert on how these requirements – both those imposed by the Dutch authorities and those imposed at the European level – apply to the concrete activities and organisation of these institutions, and how they affect the parties that form contracts with the institutions. He gained extensive experience in this area during his time with the Dutch Central Bank (DNB), where he worked from 1997 to 2008. His experience there included a spell with the CEBS (currently the European Banking Authority) from 2004 to 2007. He chaired the Working Group on National Discretions from 2007 to 2008 while also representing the DNB in the Expert Group on Capital Requirements. Since 2009, he has been lecturing at the Erasmus School of Law (ESL), the London School of Economics (LSE) and other institutions, and writing on prudential supervision in the financial sector.
In addition to regularly publishing in professional journals, Roel has authored the EU Banking Supervision handbook and contributed to Zicht op toezicht in de verzekeringssector (the chapter on prudential supervision of insurers in the Netherlands). He is a member of the Dutch Financial Law Association (Vereniging voor Financieel Recht), and a diversity educator at COC Amsterdam. At present Roel is a lecturer on LSE's Short Course on Financial Regulation. He also coordinates the minor in Business and Financial Markets for the ESL, where he lectures on prudential supervision in the Financial Law master's degree programme and acts as a thesis supervisor for students of the Financial Law and Commercial Law master's degree programmes.
QUALIFICATIONS & EXPERIENCE
- LL.M. Law (University of Nijmegen)
- Ph.D. from the Erasmus School of Law for his thesis Are EU Banks Safe?
Houthoff advised GIC, Singapore’s sovereign wealth fund, on the joint venture agreement with Equinix for more than USD 1 billion to develop and operate hyperscale data centres in Europe. The joint venture will acquire two operational data centres in London and Paris and plans to futher develop data centres in Amsterdam, Frankfurt (two sites) and London. Houthoff was co-counsel to Kirkland & Ellis on this transaction.
Houthoff advised a.s.r., a large Dutch insurance company, on the acquisition of VvAA Levensverzekeringen, the life insurance business of VvAA Groep. The life insurance portfolio comprises approximately 18,000 policies. The annual premium income is EUR 28m, and the technical provisions amount to EUR 430m. In addition to a multi-year life insurance partnership, VvAA and a.s.r. also intend to further expand the services to VvAA members.