Banking & Finance

Financiële instellingen moeten hun processen en financieringsstructuren aanpassen aan veranderende kapitaaleisen en Europese gedragsregels. Deze ontwikkelingen hebben directe gevolgen voor transacties en vragen om voortdurende aandacht voor naleving binnen een markt die onder toezicht staat.
Banking & Finance

Nieuwe kapitaaleisen, strengere gedragsregels en complexere Europese regelgeving hebben hun weerslag op de financiële markten. Financiële instellingen moeten voortdurend inspelen op de ontwikkelingen in de financiële sectoren en voldoen aan steeds vernieuwende regelgeving. Het Houthoff Banking & Finance Team heeft vergaande kennis van de financiële sector en de daarop van toepassing zijnde wet- en regelgeving. Het ervaren team bedient binnenlandse en buitenlandse banken, investeerders, andere financiële instellingen, grote ondernemingen en toezichthouders. Onze specialisten adviseren over een grote diversiteit aan bancaire en financiële transacties, van high-end acquisitie-, vastgoed-, asset- en projectfinancieringen en syndicaats- en bilaterale leningen tot herstructurering, alles in de context van de complexe financiële regelgeving.

Onze expertise binnen Banking & Finance

Partijen in grensoverschrijdende (veelal complexe) financiële transacties kunnen verstrikt raken in het web van internationale wet- en regelgeving. Toezichthouders houden dit soort transacties nauwlettend in de gaten. Zowel financiële instellingen, investeerders en andere marktpartijen, alsmede buitenlandse advocatenkantoren wenden zich tot ons ervaren Banking & Finance Team voor doelgerichte advisering en ondersteuning.

Onze specialisten integreren hun fiscale, juridische en notariële expertise met hun sectorkennis. Zo komen zij tot doordachte adviezen en praktische oplossingen. Daarnaast heeft Houthoff dankzij haar kantoren in London en New York een omvangrijk internationaal netwerk, waardoor zij toegang heeft tot de juiste expertise op het gebied van buitenlandse wet- en regelgeving.

Recent
work

Advised worldwide real estate investor Goodman Group in EUR 200 million refinancing with ING / Deutsche Hypo of its German-Dutch portfolio.

Advising ad hoc lender committee of Consolis Group, European market leader in precast concrete production, in its cross-border financial restructuring of EUR 300 million+ notes and credit facilities as well as obtaining EUR 200 million in new credit facilities.

Assisted the Salvation Army in setting up the investment fund 'Stichting Leger des Heils WoonVermogen' for construction projects that make a social impact. The 'Stichting Leger des Heils WoonVermogen' is funded by private investors and aims to build 250 residences for vulnerable people in the coming years.

Advised Castik Capital S.a.r.l. on the acquisition of paraDIGMA Group.

Advised Crédit Agricole Consumer Finance Nederland on the carve-out of Findio (a provider of car finance products) out of the CACF Nederland group and the sale of Findio to FCA Bank.

Advised the ad hoc group of creditors to the Consolis group in the successful implementation of its comprehensive recapitalization.

Advised Egeria Real Estate Development and FLOW Real Estate in relation to the financing of the redevelopment of the Strawinskyhuis, located at the Zuidas in Amsterdam, the Netherlands. The financing is provided by Bentall GreenOak, a debt fund.

Advising Tristan Capital Partners on the financing with ING Bank N.V. to acquire a portfolio of over 700 residential units in the Rotterdam and The Hague area.

Advised and represented Finqus B.V. and DSB Bank N.V. (in bankruptcy) on the sale of Finqus' loan portfolio with a purchase price of approx. EUR 1.5 billion to NIBC Bank N.V.

Advising Goodman with respect to the (re)financing of real estate assets located in Germany and the Netherlands. The financing banks are ING-DiBa AG and Norddeutsche Landesbank-Girozentrale.

Advised Titan, a leading independent liquified biomethane (LBM/bio-LNG) and LNG supplier to the maritime and industrial sectors, on a successful funding round leading to InfraVia obtaining (through one of its investment vehicles) a 45% equity stake in Titan.

Advised Lumileds, a global leader in innovative lighting solutions, in its comprehensive financial restructuring. Lumileds emerged from a Chapter 11, resulting in a leadership transition and a funded debt reduction of approximately USD 1.4 billion.

Advised Crédit Agricole Consumer Finance NL (CACF NL) on various financial regulatory matters in connection with ceasing its business in the Netherlands, including the structuring of the board and the scope of DORA.

Advised Goldman Sachs International, as Dutch legal counsel on the 2024 updates of their Structured Securities Programme (GSSP).

Advised worldwide real estate investor Goodman Group in EUR 200 million refinancing with ING / Deutsche Hypo of its German-Dutch portfolio.

Advising ad hoc lender committee of Consolis Group, European market leader in precast concrete production, in its cross-border financial restructuring of EUR 300 million+ notes and credit facilities as well as obtaining EUR 200 million in new credit facilities.

Assisted the Salvation Army in setting up the investment fund 'Stichting Leger des Heils WoonVermogen' for construction projects that make a social impact. The 'Stichting Leger des Heils WoonVermogen' is funded by private investors and aims to build 250 residences for vulnerable people in the coming years.

Advised Castik Capital S.a.r.l. on the acquisition of paraDIGMA Group.

Advised Crédit Agricole Consumer Finance Nederland on the carve-out of Findio (a provider of car finance products) out of the CACF Nederland group and the sale of Findio to FCA Bank.

Advised the ad hoc group of creditors to the Consolis group in the successful implementation of its comprehensive recapitalization.

Advised Egeria Real Estate Development and FLOW Real Estate in relation to the financing of the redevelopment of the Strawinskyhuis, located at the Zuidas in Amsterdam, the Netherlands. The financing is provided by Bentall GreenOak, a debt fund.

Advising Tristan Capital Partners on the financing with ING Bank N.V. to acquire a portfolio of over 700 residential units in the Rotterdam and The Hague area.

Advised and represented Finqus B.V. and DSB Bank N.V. (in bankruptcy) on the sale of Finqus' loan portfolio with a purchase price of approx. EUR 1.5 billion to NIBC Bank N.V.

Advising Goodman with respect to the (re)financing of real estate assets located in Germany and the Netherlands. The financing banks are ING-DiBa AG and Norddeutsche Landesbank-Girozentrale.

Advised Titan, a leading independent liquified biomethane (LBM/bio-LNG) and LNG supplier to the maritime and industrial sectors, on a successful funding round leading to InfraVia obtaining (through one of its investment vehicles) a 45% equity stake in Titan.

Advised Lumileds, a global leader in innovative lighting solutions, in its comprehensive financial restructuring. Lumileds emerged from a Chapter 11, resulting in a leadership transition and a funded debt reduction of approximately USD 1.4 billion.

Advised Crédit Agricole Consumer Finance NL (CACF NL) on various financial regulatory matters in connection with ceasing its business in the Netherlands, including the structuring of the board and the scope of DORA.

Advised Goldman Sachs International, as Dutch legal counsel on the 2024 updates of their Structured Securities Programme (GSSP).

"Houthoff is an outstanding firm with a strong market knowledge and specialised teams for issues including structured finance, restructuring, corporate loans and regulatory compliance. For the Netherlands we believe they have few peers."

Legal 500

Banking and Finance: Lender or Arranger Side (2025 Edition)

"The people of Houthoff know a lot about existing laws and legislation, and the developments and the positions the most important stakeholders take. But they also have a very good understanding of the unique position our company holds in the market. Their knowledge and know-how and our effective brainstorm sessions really helps our company grow."

Legal 500

Banking and Finance: Financial Services Regulatory (2025 Edition)

"Houthoff knows what is truly important for its clients. The team is always on the ball, highly responsive and never fails to anticipate what is coming."

Chambers Global & Europe

Banking & Finance (2025 Edition)

"Houthoff's team has deep sector knowledge and a very strong and loyal client base built up by very commercial, pragmatic and client-focused partners and very stable teams."

Chambers Global & Europe

Banking & Finance (2025 Edition)
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